Membership Fees
| Fee | Credit Union Service |
|---|---|
| $5.00 Par Value | Membership Share |
| $10.00 | Closed Membership (within 90 days of opening) |
| $10.00 per month | Dormant Accounts (No activity for 1 year and over 17 years old, for accounts with an aggregate of $100.00 or less) |
| Free | Shared Branching Service |
| $25.00 | Escheat Fee |
Share Draft Fees
| Fee | Credit Union Service |
|---|---|
| Free | Starter Checks - up to 8 |
| $5.00 | Close Share Draft Account |
| $1.00 | Overdraft transfer from shares, money mover or Visa |
| $20.00** | NSF Check Reposted/Courtesy Pay |
| $20.00 | NSF Check Returned |
| $20.00 | Stop Payment |
| $5.00 | Check Copy (Free through It's Me 247) |
| $10.00 per 1/2 hour | Checkbook balancing |
| As set by printer | Check reorder |
| $4.00* | Emergency Replacement Checks (4) |
ATM/Debit Card Fees
| Fee | Credit Union Service |
|---|---|
| Free | New ATM/Debit Card |
| $10.00 | ATM/Debit Card Reorder |
| $5.00 | ATM/Debit PIN number reorder |
| $20.00 | ATM NSF Deposit / NSF Debit Transaction |
| $1.00 | ATM transfers and inquiries |
| at least 5 Free per month, $1.00 thereafter* | ATM transactions |
| Free - Unlimited | Debit Card Transactions |
Self Service Fees
| Fee | Credit Union Service |
|---|---|
| Free | It's Me 247 (Online Banking & Mobile App) |
| Free | CU*Talk (Audio Response Service) |
| Free | It's Me 247 Bill Pay Enrollment (Online Bill Payment) |
| Free | It's Me 247 Bill Pay (Pay at least one bill per month) |
| $5.00 | It's Me 247 Bill Pay Non-Use Fee |
| Free | Copy of Check through It's Me 247 |
| $0.25 credit per month | E-statement |
| first 30 free 31-100 $.04 each over 100 $.035 each per month | Text Message Inquiry & Alerts (enrollment month free) |
Loan Fees
| Fees | Credit Union Service |
|---|---|
| $25.00 | Rate change refinance without a cash advance |
| $10.00 | Completed loan cancellation |
| $25.00 | 30-90 Day Note Fee |
| $25.00 | VISA Late Payment Fee |
| $5.00 | VISA Card Replacement Fee |
| $5.00 | VISA Pin Number reorder |
| $5.00 | Loan Coupons (excludes Mortgage) |
Miscellaneous Fees
| Fee | Credit Union Service |
|---|---|
| Incoming Free Outgoing $20.00 | Wire Fee |
| Incoming Free Outgoing $40.00 | International Wire Fee |
| $20.00 | NSF Deposited Item |
| $2.00* | Credit Union Check - one free per day |
| $5.00 | Copy of Credit Union Check |
| $2.00* | Money Orders |
| $3.00 | VISA Gift Card |
| $7.00 | VISA TravelMoney Card |
| $5.00 | Money Market - below minimum balance fee - Monthly |
| $5.00 | Money Market - excess withdrawal fee |
| $3.00* | Check cashing/negotiation fee - (aggregate balance under $100 and over 17 years old) |
| $3.00 | Statement Copy (Free through Online Banking) |
| $3.00* | Account History (Printout) |
| $3.00 | Account History (Phone) |
| 5% of the value | Coin deposit/exchange (over 17 years old) |
| $5.00 per month | Member Selected Statement Style - (Standard Free) |
| $10.00 per 1/2 hour | Account Research/Reconciliation |
| $1.00 per page | Fax Service |
| $1.00 per page | Xerox Copies |
| $20.00 | ACH NSF Withdraw Return |
| $20.00 | ACH NSF Withdraw Reposted/Courtesy Pay |
| $25.00 | Garnishment |
| $50.00 | Subpoena |
| $5.00 | Christmas Club Early Withdraw |
| $5.00 plus cost | Overnight Mail Service |
| Free | Notary Service |
| Free | Auto Value Quotes |
| $5.00 | Address Change Notification by post office or undeliverable mail |
*See Tiered Services to learn how you can avoid these fees or earn more transactions.
** Fee applies when overdraft is created by check, in-person withdrawal, ATM withdrawal, or other electronic means.