Membership Info

An initial $5 deposit into a Regular Share Account grants full member/owner status at Western Districts Members Credit Union. This allows you to enjoy our wide range of services, as well as making you eligible to vote in all credit union elections, if you are 18 years or older.

If you’d like to join, simply fill out our online membership application.

Membership Requirements

Persons who live, work, worship, or attend college or university within the counties of Allegan, Barry, Benzie, Clare, Calhoun, Eaton, Grand Traverse, Ionia, Isabella, Jackson, Kalamazoo, Kalkaska, Kent, Lake, Manistee, Mason, Mecosta, Missaukee, Montcalm, Muskegon, Newaygo, Oceana, Osceola, Ottawa and Wexford in the State of Michigan.

Employees or pensioners of the Michigan Consolidated Gas Company, its parent company (DTE Energy) or its affiliates (including its contract employees who have performed at least six (6) months of continuous work for Michigan Consolidated Gas Company, its parent company, or its affiliates) who work in the State of Michigan.

Members and immediate families of the foregoing.

Any legal entity that is comprised for the most part of the same general group as the membership of the credit union as outlined above.

A spouse of a deceased member if accepted into membership prior to remarriage.

Any person who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union’s principal place of business is located.