Western Districts Members Credit Union provides qualified members with low-cost financing for almost any worth while purpose. Our low rates and comfortable terms can help you fit nearly any expenses into your budget. We can even set up automatic payments directly from your account to save you time and effort. Take a look at our list of loan options:

  • Auto Loans
  • Boat & RV Loans
  • Home Improvement Loans
  • Signature Loans
  • Money Mover Line-of-Credit
  • Visa
  • Overdraft Protection
  • Home Mortgages
  • Home Equity Loans
  • And Many More!


Holiday Loan Special

Apply for a new secured loan between October 1st and December 31st and WDMCU will give you up to $250 with our Holiday Loan Deal!*

DepositAmount Financed
$50$5,000 or more
$100$10,000 or more
$150$15,000 or more
$250$25,000 or more

*Some restrictions apply. Promotion Subject to change at anytime. Offer for NEW secured loans only (new or used collateral eligible). Refinancing from other lending instituations eligible (Secured loans) Rates based on credit scores. Excluding mortgages and home equity loans.

Member Privilege Program

Our goal at Western Districts Members Credit Union is to help as many members as possible obtain credit and save money!

Whether you have a great credit history or if you have had problems with your credit in the past, we would encourage you to talk to us about obtaining a loan that is consistent with your credit history.


Loan Rates - Effective Thursday, January 23, 2020
Loan TypeRates as low asTerms/Information
New or Used Autos3.000%Rate specials as low as 3.00% APR based on credit & model yr
New Or Used RV's, Boats, Etc.3.000%Rate specials as low as 3.00% APR based on credit & model yr
Consolidation/Unsecured7.500%Rates based on credit score, as low as 7.5% APR
Holiday Helper Loan7.500%Apply Nov 1 - Jan 31 * as low as 7.50% based on credit hist
Visa Online Application7.900%Apply today for our low rate Visa card!
Home Equity-Fixed Rate5.000%Maximum loan to value 80%, $5,000.00 minimum loan
Mortgage Loans4.250%Call for current rates