Tiered Services
We believe in rewarding you for establishing a solid business relationship with the credit union. That’s why we are offering special tiered benefits to our members!
Your tier level is determined by services and balances at the end of the previous month. The more services you use, the more it pays! If you do financial business elsewhere, you will get more benefits if you transfer your accounts to Western Districts Members Credit Union. If you have any questions concerning what tier you are in, contact the credit union.
Basic Tier: 0 – 400 points
- 5 free ATM transactions
- Free starter checks
- Free It’s Me 247 Online Bill Pay*
- *$5.00 per month non-use fee
- Unlimited It’s Me 247 minutes.
Silver Tier: 401 – 650 points
- 7 free ATM transactions per month
- Free check cashing
- Free starter checks
- Free It’s Me 247 Online Bill Pay*
- *$5.00 per month non-use fee
- Free emergency replacement checks
- Unlimited It’s Me 247 minutes.
Gold Tier: 651 – 950 points
- 8 free ATM transactions per month
- Free check cashing
- Free starter checks
- Free emergency replacement checks
- Free credit union checks (Max 5 per day)
- Free money orders
- Free history print outs
- Free It’s Me 247 Online Bill Pay*
- *$5.00 per month non-use fee
- Unlimited It’s Me 247 minutes.
Platinum Tier: 951+ points
- 10 free ATM transactions per month
- Free check cashing
- Free starter checks
- Free emergency replacement checks
- Free credit union checks (Max 5 per day)
- Free money orders
- Free history print outs
- Free It’s Me 247 Online Bill Pay*
- *$5.00 per month non-use fee
- Unlimited It’s Me 247 minutes.
- 1/4% CD renewal incentive on auto renewals
Tiered Services Points
The chart below shows the point value for each credit union service. Your account is reviewed at the end of each month and points are rewarded the first day of the following month.
Credit Union Services - Savings
| Credit Union Services | Points |
|---|---|
| Checking Account | 150 |
| Sub Share Account | 50 |
| Club Account | 50 |
| CD | 150 |
| IRA | 150 |
| Aggregate Balance up to $500 | 50 |
| Aggregate Balance up to $501-$5,000 | 75 |
| Aggregate Balance $5,001 - $25,000 | 100 |
| Aggregate Balance $25,001+ | 200 |
| Negative Account | -200 |
Credit Union Services - Loans
| Credit Union Services | Points |
|---|---|
| Home Equity Loan | 200 |
| Any Other Loan | 50 |
| Aggregate Balance $500 - $15,000 | 100 |
| Aggregate Balance $15,001+ | 200 |
| Delinquent Loan | -250 |
Credit Union Services - Other Services
| Credit Union Services | Points |
|---|---|
| ATM Card | 100 |
| Payroll Deduction of $200 or More | 100 |
| Direct Deposit of $200 or More | 100 |
| Active CU*Talk | 100 |
| Active Automatic Funds Transfer | 100 |
| Active PC Banking (It's Me 247) | 100 |
| Enrolled E-statements | 50 |
| Enrolled Bill Payment (CU*EasyPay) | 50 |