Member Services

Tiered Services

We believe in rewarding you for establishing a solid business relationship with the credit union. That’s why we are offering special tiered benefits to our members!

Your tier level is determined by services and balances at the end of the previous month. The more services you use, the more it pays! If you do financial business elsewhere, you will get more benefits if you transfer your accounts to Western Districts Members Credit Union. If you have any questions concerning what tier you are in, contact the credit union.

Basic Tier: 0 – 400 points

  • 5 free ATM transactions
  • Free starter checks
  • Free It’s Me 247 Online Bill Pay*
  • *$5.00 per month non-use fee
  • Unlimited It’s Me 247 minutes.

Silver Tier: 401 – 650 points

  • 7 free ATM transactions per month
  • Free check cashing
  • Free starter checks
  • Free It’s Me 247 Online Bill Pay*
    • *$5.00 per month non-use fee
  • Free emergency replacement checks
  • Unlimited It’s Me 247 minutes.

Gold Tier: 651 – 950 points

  • 8 free ATM transactions per month
  • Free check cashing
  • Free starter checks
  • Free emergency replacement checks
  • Free credit union checks (Max 5 per day)
  • Free money orders
  • Free history print outs
  • Free It’s Me 247 Online Bill Pay*
    • *$5.00 per month non-use fee
  • Unlimited It’s Me 247 minutes.

Platinum Tier: 951+ points

  • 10 free ATM transactions per month
  • Free check cashing
  • Free starter checks
  • Free emergency replacement checks
  • Free credit union checks (Max 5 per day)
  • Free money orders
  • Free history print outs
  • Free It’s Me 247 Online Bill Pay*
    • *$5.00 per month non-use fee
  • Unlimited It’s Me 247 minutes.
  • 1/4% CD renewal incentive on auto renewals

Tiered Services Points

The chart below shows the point value for each credit union service. Your account is reviewed at the end of each month and points are rewarded the first day of the following month.

Credit Union Services - Savings

Credit Union ServicesPoints
Checking Account 150
Sub Share Account 50
Club Account 50
CD150
IRA150
Aggregate Balance up to $500 50
Aggregate Balance up to $501-$5,000 75
Aggregate Balance $5,001 - $25,000 100
Aggregate Balance $25,001+ 200
Negative Account -200

Credit Union Services - Loans

Credit Union Services Points
Home Equity Loan 200
Any Other Loan 50
Aggregate Balance $500 - $15,000 100
Aggregate Balance $15,001+ 200
Delinquent Loan -250

Credit Union Services - Other Services

Credit Union Services Points
ATM Card 100
Payroll Deduction of $200 or More 100
Direct Deposit of $200 or More 100
Active CU*Talk 100
Active Automatic Funds Transfer 100
Active PC Banking (It's Me 247) 100
Enrolled E-statements 50
Enrolled Bill Payment (CU*EasyPay) 50